Professional Consultant's Certificate (PCC)
Once known as an Architect’s Certificate, or a CML Certificate (Council of Mortgage Lenders), the current industry standard for newly built or converted properties is a UK Finance Professional Consultants Certificate (PCC). It must be administered by a professional consultant, like an architect, architectural Technologists or Chartered Surveyor..
If you intend to get a mortgage to help you finance the property purchase, then you’ll need to prove that the construction work adheres to acceptable building standards. Before offering you a loan, mortgage lenders will normally require proof such as a PCC or 10 Year Structural Warranty.
You’ll need a Professional Consultants Certificate if you want to re-mortgage, sell, or rent the property (with a Buy-to-Let mortgage). A PCC is valid for 6 years from the date of certification and is issued after satisfactory completion of works following a final inspection by a qualified surveyor.